Indemo

Al final me ha tardado menos de un año

Primer reembolso que me hacen

A mí me sale un 14.5% anualizado aproximadamente pero con lo que no había pensado era en el Cashback claro que lo hace subir, esto suma y muy bien 🔥

E ton es cuanto más tarde se invierta en las notes, mejor?

JAJAJAJAJAJ

Y ahora me tengo que frenar para no pasarme

Yo antes metía 100€ para obligarme

Pero como no sabemos cuándo va a tocar la gente es más escéptica

Si tuviese pago mensual sería top 1 en todas las carteras

Que infravalorada está

Que locura

Yo igual compañero

Pregunta como se hacen retiradas pide contraseña que es eso?

A mí también, que alegría que da el primer rembolso en Indemo, por muchos más compañeros 🍾

A mi me han pagado tb mucho menos porque inverti 50€ he recibido 4,06

yo entré el 23 de febrero, 3 meses y 11 dias, y calculandolo me da bien los numeros, mas de un 32%

no, es bruto

por retenciones

me sale 13,93% 🤔

yo invertí el 3 de noviembre 300€ despues de 7 meses he recibido 24,39€

TEXTO TRADUCIDO: "¡¡¡¡Felicitaciones equipo!!!! 💪💪💪"

si, yo soy del 14,55%

Congratulations Team!!!! 💪💪💪

Hey chat 🎉

Repayment time again! 💰🥳

💸 €144,898.09 Repaid to Investors! 💸

The R179 House in Barcelona debt has now been fully repaid through a sale on the secondary market by the servicing company, delivering an annual average weighted ROI of 15.98% p.a. and returns between 14.55% and 32.27% p.a. (not considering any cashback bonus paid), depending on when you invested.

This is Indemo’s 21st repayment all time and also the first repayment under the “1 Note : 1 Debt” product. A strong milestone for clarity and investor reporting.

Key repayment details 💰

First listed date: 11 November 2025
Repayment date: 3 June 2026
Months to recovery: 7
Repayment amount: €144,898.09 (Principal + Interest)
Annual average weighted ROI: 15.98% p.a.
Annual return range: 14.55% to 32.27% p.a. (not considering any cashback bonus paid)
Investors affected: 685
Percentage of all active Notes affected: 0.8%
Flow stage at listing: Step 1, Claim Preparation
Flow stage at repayment: Step 4, Cargo Certificate Collection
Exit scenario: Sale on the institutional secondary market

Recovery scenario

This repayment was facilitated through a sale on the institutional debt secondary market, one of the key exit strategies within Indemo’s recovery model.

In this case, over the past several months, the servicing company has been actively progressing with the initial steps of the foreclosure proceedings in court. In May 2026, the debt purchase registration, or subrogation phase, was successfully completed, allowing the foreclosure process to move forward at full speed. The process has now reached the stage where the court requests the Certificate of Ownership and Charges from the Property Registry. This document confirms the registered ownership of the property, any existing mortgages or other encumbrances, and whether the mortgage being enforced remains valid and uncancelled.

As the process progressed, the asset became more attractive for a potential sale on the institutional secondary market, even though the case was still at an early stage of the recovery flow.

The servicing company followed the principle of maximising possible profit within the shortest realistic timeframe. In the NPL market, time and recovery progress directly influence the asset price: the more advanced the recovery stage is, and the less time remains until expected resolution, the higher the asset’s market value may become. Based on this logic, the servicing company sold the asset on the secondary market within a 7-month horizon, which was significantly shorter than the target recovery timeline, while still achieving an attractive outcome in line with Indemo’s recovery approach.

The goal of the servicing company is to apply a balanced approach so that both groups of Indemo investors are considered: those who prioritize maximum return regardless of timing, and those who value a shorter recovery period, even if that means accepting a lower yield.

The upcoming Indemo Secondary Market, planned for later this year, will give investors greater flexibility and control to make decisions based on their own timing and return appetite — whether to sell an asset earlier for a more moderate return or hold it longer to potentially capture the full recovery upside.

Full story behind R179 is available on our blog

You can explore the key figures in our Insights section
Check your Portfolio to see if you’re among them! 👀

Didn’t catch this one? No stress!

New opportunities are live on Indemo right now. Let your money keep working for you.

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Have a great day while our team continues pushing forward with new recoveries! 🤝

@usuario441223 🫡

me pone vuelta real 14,55%

a mi tambien, el primero, pero donde pone el 32%?

Más de un 32%!!! Enhorabuena equipo!!! Cuantísimo me alegrooo de verdad!!!! 💪🤝

Cabrones jaja yo no he pillado nada jaja

R179 si, 32.27% me he llevado yo tambien

Me han devuelto ya el primer proyecto, 32% 😍

Básicamente jajajajaja

Yo solo he metido a 253 pero no tengo muchos conocimientos, miro algo de la zona y la casa que más me guste

R253 y R255.
253 es zona turística.
255 está cerca de Barcelona capital.
R254 es una zona apartada en medio de la montaña que conozco de pasar en bici, con población muy dispersa. Y además es la que tiene peor PTV.
Es la única de las 3 en la que no he invertido😉

De las 3 propiedades nuevos cual creéis que es mejor?

Jajajajj 😂😂

Si si 😂😂 . 💪

Mete ese eurete e inviértelo

Me han quedado 9€ colgados en indemo 🙈.Lo mínimo son 10€ tanto para invertir como para retirar no?. Por 1€!

Sí jajaja y más productos que habrá pero son Sorpresa 😊

Uyyyy guiño guiño??😇😇😇